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Know various Housing Counseling services, such as knowing your credit score and creating a budget and action plan.

When it comes to deciding who to work with when you are in the market for a new home or need help budgeting, Northwest Michigan Community Action Agency, Inc.(NMCAA) knows that you have lots of options. So why should you work with us, especially when we’re asking questions the other guys don’t?

We use the information you provide to create a home purchase package that is unique to you. Our team members understand that the process of purchasing a home can be stressful and confusing. When you work with us, you can rest assured that we will arm you with the resources and knowledge to make informed, unbiased decisions. It’s the “Way” to ensure you are prepared for the responsibilities of homeownership and are more resistant to default and foreclosure. At Northwest Michigan Community Action Agency, Inc.(NMCAA), it’s our goal to make sure that you’re purchasing a home that you can not only afford to buy, but afford to keep.

With you every step of the way, on your favorite device.

Your time is valuable. Compass allows you to schedule classes and appointments, share documents, answer burning questions and inquire about services we offer, all at the tip of your fingers! You’ll be able to see how much you can afford as well as where you are in the home purchase process. With Compass you’re securely connected to a team of home-purchase specialists who will work with you on your home-buying goals – wherever you are, whenever you want.
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You have questions - we have answers.

How will owning a home change my life?
Housing Counseling is expert advice tailored to your specific needs, helping you break down barriers and achieve your housing goals.
What are the standard services offered under Housing Counseling?
If you are considering becoming a homeowner, ask yourself the following questions...
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What can I expect from the services offered?
We provide services that advise on renting, buying a home, reverse mortgages, foreclosure mitigation, homelessness, as well as credit issues. The process can include intake (capturing your initial information); a financial and housing affordability analysis; an action plan; and follow-up communication with you when necessary.
If I’m interested in one or more of these services, what are my next steps?
Finding the best interest rate on a loan is a matter of presenting yourself as a ‘safe’ risk to the lending institution...

Take the first step toward achieving your housing and financial goals!

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